Personal Contract Purchase normally offers the lowest MINI Cooper S payments. Why is this? MINI Cooper S PCP postpones the final depreciated value - which is known as the balloon or GRV (Guaranteed Residual Value) - until the end of the agreement. Essentially, you rent your MINI Cooper S for X Years, then after all payments have been made, decide whether to hand it back (owing nothing) or keep it longer (where you pay the balloon or GFV (Guaranteed Future Value). You own your new MINI Cooper S once the instalments and the balloon (the GRV) have been fully paid (the finance company owns your MINI Cooper S until it's paid off). Something to bear in mind with MINI Cooper S PCP is that fees are payable if you exceed the contract mileage or hand it back with any damage. There can also be MINI Cooper S "acceptance" and "option to buy" fees. Taking all that potential cost into account, it is worth considering a MINI Cooper S personal car loan - where there are no fees (and you can sell when it suits you). PCP finance is available from both new MINI Cooper S dealers and from independent lenders - we can access both. MINI Cooper S dealers with new ex-stock cars for sale often have the best finance deals tucked away - just ask us to check the lowest rate on showroom stock, MINI Cooper S ex-demo and even pre registered MINI Cooper S finance.
LOW COST MINI COOPER S LOAN.
Own the car outright from day one. Sell whenever it suits you. No fees or penalties. Easy application and have an answer within the hour - a MINI Cooper S loan can make a lot of sense. Subject to status, you can borrow up to Â£25, 000 on a MINI Cooper S loan, over 1-7 years, with no security. This flexibility means you can take out a longer loan (which reduces monthly payments) then close the loan early (there's minimal settlement penalty compared with either PCP or HP). It's quick and easy to apply - and you receive an answer. We can introduce several MINI Cooper S loan providers with low rates from under 8% APR. For a quick low APR finance quote, there is an online loan and PCP calculator on the following pages. Call us to apply now on (0207) 183 4750 (ask for MINI Cooper S loan and finance).
CHEAP MINI COOPER S FINANCE COMPARISON.
Whatever you decide is the best MINI Cooper S finance (car buying, leasing or credit), we offer the lowest rates from MINI Cooper S car dealers, banks and finance companies (but their rates are up and down like the stockmarket, so always call for our lowest price). Whether you are looking for MINI Cooper S PCP, MINI Cooper S HP (Hire Purchase) or MINI Cooper S Personal Contract Hire, it is vital to consider all the options. It is no use getting a great MINI Cooper S discount only to find that you have lost the advantage with the wrong finance package. Cheap MINI Cooper S leasing is available to VAT registered business customers. You can normally combine the best MINI Cooper S finance and leasing deals with our online discount to get the lowest monthly payments. Call us to find out if there are any MINI Cooper S free finance or dealer subsidised MINI Cooper S financing. We compare different MINI Cooper S finance deals from more than one hundred lenders to make sure you pay the lowest possible price for your MINI Cooper S finance.